The David Hazen Group has created the following checklist. to help you handle any residential storm damage situation:
1) Physical Evaluation
Gather as much information as you can by doing a visual walk around. If the damage is worth filing an insurance claim, call your insurance company right away to report the damage.
2) Emergency Roof Repairs
If the storm damage has caused any protrusions or openings in your home structure, exposing your interior space, or has created a dangerous situation such as a tree laying on your house – you must act quick. Under most insurance company coverage, you are entitled to an emergency fix to remove any danger and to seal off your home from exterior elements such as rain, ice, or snow.
3) Find The Right Contractor For The Job
Generally most storm damage can be repaired by a qualified roofing contractor. We recommend finding a roofing contractor who has been in business for at least ten years. Many times, insurance companies will refer you to their list of contractors. We recommend that you use instead use Angie’s List to research all contractors’ performance. You can read real testimonials from customers that write their experiences with local contractors, such as the David Hazen Group.
4) Get Help With Your Insurance Claim
How can a qualified roofing contractor help you with your insurance claim? A great roofing contractor can help assist you with your claim from start to finish. It’s always best to have your contractor “pre-inspect” your storm damage first, and then have them arrange the meeting with an inspector. It’s important to have your contractor present during an inspection, to make sure that your insurance adjuster doesn’t miss any damage. Also, the contractor can help point the adjuster to all of the damaged areas.
A qualified roofing contractor such as the David Hazen Group can help you maximize your claim by ensuring that all the storm damage is reported and repaired to equal (and most cases better than) that of the original condition. The David Hazen Group service areas include Indianapolis, Carmel, Geist, Fishers and Zionsville, Indiana.
5) Thorough, Professional Inspection
A great, qualified roofing contractor will inspect for missing shingles, broken or cracked shingles, damage to the shingle granules, chipped paint, wind damage, hail damage, exterior damage, tree damage, and window damage.
By following the steps above, you can put together an action plan just in-case. This way, your home and family will be adequately prepared before any storms hit. Hopefully, you never have to deal with fixing your roof due to storm damage! However, it’s better to be safer than sorry. With a bit of planning, your family and home value will be protected during Midwest storms this fall and winter.
Once you have determined that a storm has damaged your roof, you should contact a quality roofing contractor, such as the David Hazen Group in Carmel, Indiana. The team at David Hazen Group is able to quickly stop by and evaluate the severity of damage, in order to determine the best method for effective repair and clean-up. David Hazen Group has been fixing storm damage for over 20 years, so you can expect a thorough damage report, with quick progress toward a quality solution.